In a hold-harmless agreement where DHM agrees to assume liability for losses DHM's products cause to HBD, who is the indemnitee?

In a hold-harmless agreement where DHM agrees to assume liability for losses DHM's products cause to HBD, who is the indemnitee?

• A. HBD
• B. DHM
• C. Retail stores
• D. Consumer

Answer: (A)

In an indemnity or hold-harmless agreement, the party that promises to cover or defend against claims is the indemnitor, and the party protected by that promise is the indemnitee. Here, DHM agrees to assume liability for losses caused by DHM’s products to HBD. That means DHM is taking on the responsibility, while HBD is the party protected by that promise. So, HBD is the indemnitee. The other parties (DHM is the indemnitor, and retail stores or consumers are not the protected party in this specific agreement) don’t fit the role in this scenario.

In an indemnity or hold-harmless agreement, the party that promises to cover or defend against claims is the indemnitor, and the party protected by that promise is the indemnitee. Here, DHM agrees to assume liability for losses caused by DHM’s products to HBD. That means DHM is taking on the responsibility, while HBD is the party protected by that promise. So, HBD is the indemnitee. The other parties (DHM is the indemnitor, and retail stores or consumers are not the protected party in this specific agreement) don’t fit the role in this scenario.