Which statement best describes a completed operations exposure?

Which statement best describes a completed operations exposure?

• A. It involves off-site manufacturing.
• B. It is related to object that never existed.
• C. It concerns injuries or damages arising from work performed and completed.
• D. It relates to product recalls.

Answer: (C)

Completed operations exposure deals with liability for injuries or damages that occur after the insured’s work has been completed and turned over. It covers problems arising from the finished work, such as a defect in installation or workmanship that causes damage later on. The statement that focuses on injuries or damages arising from work performed and completed aligns with this concept, which is why it’s the best description. Other options don’t fit because off-site manufacturing concerns where work is done, not the timing of exposure; an object that never existed isn’t about actual completed work and its risks; and product recalls relate to issues with products in the market, not liabilities arising from work already finished.

Completed operations exposure deals with liability for injuries or damages that occur after the insured’s work has been completed and turned over. It covers problems arising from the finished work, such as a defect in installation or workmanship that causes damage later on. The statement that focuses on injuries or damages arising from work performed and completed aligns with this concept, which is why it’s the best description.

Other options don’t fit because off-site manufacturing concerns where work is done, not the timing of exposure; an object that never existed isn’t about actual completed work and its risks; and product recalls relate to issues with products in the market, not liabilities arising from work already finished.